Temple (prediction: Temple rolls here and next week (Kron), then gets hit with reality against Penn State)
CMU (line is now -20, and it's still not enough)
Toledo (line is now -10.5, and ditto)
BUGS (although if this pick actually required putting money on the line, I'd skip it)
osu (lots of questions for osu, but there is no question that Kron is horrible)
Fiami (as much as I hate to do it, Mizzou underperforms, and +20 is too many points to give)
Kent (normally, I'd take the SEC team to cover even a 30+ spread, but I just have a hunch here)
Michigan (another one that I'd skip if real money were involved)
Pitts (I really wanted to justify picking Buffalo, but people who are smarter than me tell me I would be crazy to)
Howard (I may drive to a casino in Canada for the sole purpose of betting on this game)
NIU (Army is improving, but not enough)
Indiana (I know IU is in for a rough year, but they've got to be a TD better than BallS
Ohio (no comment necessary)