They don't have to pick in order of wins. Temple, 8-4 in 2009, was passed over by a slew of 6-6 and 7-5 teams.
I don't see any way a bowl picks 6-6 Central Michigan over us. But it's certainly possible that Western Kentucky could go before us at 7-5. Likely? Probably not. But possible...
Bottom line: I don't think we'll know our fate until late Saturday night.
As I said earlier I am not 100% sure the rule on that is still in place but it was in place when Temple missed with 8 wins. It depends on the situation. You had, and for all I know you still do, to take a 7 win team over a 6 win one using your right to pick schools under a conference contract and then then had to do the same when it came to the bowls left with at-large spots. There were enough 7+ win schools that year left for the bowls that were picking up at large plus one and Temple wound up the plus one.
I posted what I believe would have to be the order of teams available to bowls earlier. A 6-6 team can go before us if there conference bowl contracts allow them to get in of if one of the bowls with a spot a conference could not cover happens to have a secondary contract with the 6-6 schools conference. Every AQ, MWC, CUSA 6 win team will probably get in this way.
If that pecking order is right though we could in no circumstance miss a bowl while 6-6 CMU in our own conference who would have access to the same bowls in the same order, 6-7 Georgia Tech if the lose the ACC title, or UTSA in transition with multiple 1AA wins do go to bowls unless the NCAA grants a waiver of some sort.