Toledo lost 27-22 in 2011. Toledo had a 22-21 lead until under 4 minutes left in the game.
I was at that game (father-in-law had tickets that he couldn't use, so the wife and I did that game in the afternoon then drove to Athens for the home opener vs....Wofford? I think it was Wofford). IIRC, Terrance Owens came in and just about won it for Toledo on a late drive.