I'm going to guess the line will be WMU -20

It doesn't matter what Vegas thinks. The only thing that matters is the scoreboard.

There's a line on the game? What difference does it make?

Go Bobcats!

To quote Patterson Hood: We trust (oddsmakers) as long as (they) tell us what we want to hear.

A lot of people think that the job of the oddsmaker is to come close to the final point spread. That isn't their job, though. Their job is to determine the point spread at which half the money will come in on one side, and half on the other, thus assuring the casino a profit regardless of who wins. In the end the point spreads end up close to the game outcomes because they reflect the opinions of all of the bettors.

I think if you pitted coaches vs. oddmakers in a picking contest the oddmakers would obliterate the coaches. However, this is to know where near the extent that teams coached by coaches would obliterate teams coached by oddsmakers. :)

No, the oddmakers are the guys with the 1 in 100000 IQ that set the line. Then the public does what it wants. But generally the cumulative knowledge of all the betting public, at least those confident enough to put their money where their mouth is, is better than nearly every single member of the public. This is a similar thing that happens wits stock market prices.

I honestly don't see any evidence that knowledge of Xs and Os is the end all be all in picking games. Sure it is most if coaching a team. But do the ex coaches and players on ESPN do a much better job than than others? Simply projecting rather than coaching is mostly an analytical process. The genius types like "the Bear" that also know a lot of football on ESPN are going to do better on average than the ex coaches and players. Coaches are highly analytical people but not to the extent of the geniuses whose job is analytics.